Terms & Conditions

These Terms & Conditions govern your access to and use of the AFDC Finance website and any enquiries you submit through it. By using this website, you agree to these Terms.

1) Information-only (no financial advice)

Content on this website is provided for general information. It does not constitute financial, legal, or professional advice. Any loan product, interest rate, tenure, processing time, or eligibility indication shown on this website is indicative and may change.

2) Loan enquiries and approvals

Submitting an enquiry does not guarantee approval or disbursement. All loans are subject to internal assessment, documentation, eligibility, valuation (where applicable), and any other checks we may require.

3) User responsibilities

• Provide accurate, current, and complete information when submitting an enquiry.
• Do not misuse the website, attempt unauthorized access, or disrupt service availability.
• Do not submit unlawful, harmful, or misleading content.

4) Intellectual property

The website content, branding, and design elements are owned by or licensed to AFDC. You may not copy, reproduce, or distribute any content without permission, except as allowed under applicable law.

5) Third-party services and links

This website may link to third-party websites or services (for example, maps or form delivery providers). We are not responsible for third-party content, availability, or privacy practices.

6) Limitation of liability

To the maximum extent permitted by law, AFDC will not be liable for any indirect, incidental, special, or consequential losses arising from your use of this website.

7) Regulatory and legal references (India + Tamil Nadu)

We aim to operate in accordance with applicable laws and regulations. Depending on the nature of services and your location, relevant laws may include, without limitation:

• Information Technology Act, 2000 and applicable rules
• Digital Personal Data Protection Act, 2023 (DPDP Act)
• Indian Contract Act, 1872
• Consumer Protection Act, 2019
• Prevention of Money Laundering Act, 2002 (where applicable to services)
• Tamil Nadu Money-Lenders Act, 1957 and rules (where applicable)
• Tamil Nadu Prohibition of Charging Exorbitant Interest Act, 2003
• Tamil Nadu Shops and Establishments Act (employment/operations, where applicable)

This list is provided for general awareness and may not be exhaustive or applicable to every situation.

8) Changes to these Terms

We may update these Terms from time to time. The "Last updated" date at the top indicates when changes were made.

9) Governing law and jurisdiction

These Terms are governed by the laws of India. Subject to applicable law, courts in Tamil Nadu will have jurisdiction over disputes arising from use of this website.

10) Contact

For questions about these Terms, contact us at afdc.in@gmail.com or call +91 8667256315.

Note: This page is a general template for website disclosure and is not legal advice. For institution-specific compliance, please consult a qualified legal professional.